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Appears in Collections:Accounting and Finance Journal Articles
Peer Review Status: Refereed
Title: Pension confusion, uncertainty and trust in Scotland: An empirical analysis
Author(s): Webb, Rob
Watson, Duncan
Ring, Patrick
Bryce, Cormac
Issue Date: Jul-2014
Date Deposited: 29-Oct-2019
Citation: Webb R, Watson D, Ring P & Bryce C (2014) Pension confusion, uncertainty and trust in Scotland: An empirical analysis. Journal of Social Policy, 43 (3), pp. 595-613.
Abstract: In the context of the new automatic enrolment requirements for all eligible employees to make pension provision for their employees, and the importance of trust in pension provision, this article utilises data from the Scottish Social Attitudes Survey, which, in its 2005 wave, asked correspondents specific questions regarding pension provision. We integrate two different empirical approaches in order to achieve a more robust understanding of pension confusion in Scotland. We find that pension confusion is dominated by pension uncertainty and myopia, but these may be reduced for those working in the financial sector. We consider the implications of these findings for the relationship of trust between employers and their employees, as well as for trust in government pension policy more generally.
DOI Link: 10.1017/S0047279414000051
Rights: This article has been published in a revised form in Journal of Social Policy This version is free to view and download for private research and study only. Not for re-distribution, re-sale or use in derivative works. © Cambridge University Press, 2014.

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