Please use this identifier to cite or link to this item:
Appears in Collections:Management, Work and Organisation Journal Articles
Peer Review Status: Refereed
Title: Students' concern about indebtedness: A rank based social norms account
Author(s): Aldrovandi, Silvio
Wood, Alex M
Maltby, John
Brown, Gordon D A
Contact Email:
Keywords: students' indebtedness
context effects
attitudes towards debt
range frequency theory
decision by sampling
social norms
Issue Date: 2015
Date Deposited: 27-Jan-2017
Citation: Aldrovandi S, Wood AM, Maltby J & Brown GDA (2015) Students' concern about indebtedness: A rank based social norms account. Studies in Higher Education, 40 (7), pp. 1307-1327.
Abstract: This paper describes a new model of students' concern about indebtedness within a rank-based social norms framework. Study 1 found that students hold highly variable beliefs about how much other students will owe at the end of their degree. Students' concern about their own anticipated debt – and their intention of taking on a part-time job during term time – was best predicted not by the size of the anticipated debt, but by how they, often incorrectly, believed their debt ranked amongst that of others. Study 2 manipulated hypothetical debt amounts experimentally and found that the same anticipated debt was rated as 2.5 times more concerning when it ranked as the second highest being considered than when it was the fifth highest. Study 3 demonstrated that the model applies to evaluation of different types of debt (income contingent loans versus general debt).
DOI Link: 10.1080/03075079.2014.881349
Rights: The publisher does not allow this work to be made publicly available in this Repository. Please use the Request a Copy feature at the foot of the Repository record to request a copy directly from the author. You can only request a copy if you wish to use this work for your own research or private study.
Licence URL(s):

Files in This Item:
File Description SizeFormat 
Aldrovandi_etal_SHE_2015.pdfFulltext - Published Version573.79 kBAdobe PDFUnder Embargo until 2999-12-29    Request a copy

Note: If any of the files in this item are currently embargoed, you can request a copy directly from the author by clicking the padlock icon above. However, this facility is dependent on the depositor still being contactable at their original email address.

This item is protected by original copyright

Items in the Repository are protected by copyright, with all rights reserved, unless otherwise indicated.

The metadata of the records in the Repository are available under the CC0 public domain dedication: No Rights Reserved

If you believe that any material held in STORRE infringes copyright, please contact providing details and we will remove the Work from public display in STORRE and investigate your claim.