|Appears in Collections:||Economics Journal Articles|
|Peer Review Status:||Refereed|
|Title:||Free Banking in Scotland, 1695-1845|
|Citation:||Dow S & Smithin J (1992) Free Banking in Scotland, 1695-1845, Scottish Journal of Political Economy, 39 (4), pp. 374-390.|
|Abstract:||First paragraph: Scottish banking history has been exposed to some scrutiny of late as a result of the growing popularity of the argument in favour of free banking. Free banking can take a range of meanings: freedom of entry to banking is one example, freedom from regulation another. But here we refer to a more radical notion of free banking. This entails an unregulated banking system whose liabilities perform many functions without the backing of reserves issued by a central bank; indeed there would be no central bank, and hence no currency issued by a central bank.|
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