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Appears in Collections:Management, Work and Organisation Journal Articles
Peer Review Status: Refereed
Title: Bank Loan Officers' Perceptions of Business Owners: The Role of Gender
Author(s): Wilson, Fiona
Carter, Sara
Tagg, Stephen
Shaw, Eleanor
Wing, Lam
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Keywords: Discrimination in commercial loans
Sex discrimination
Issue Date: Jun-2007
Date Deposited: 6-Nov-2009
Citation: Wilson F, Carter S, Tagg S, Shaw E & Wing L (2007) Bank Loan Officers' Perceptions of Business Owners: The Role of Gender. British Journal of Management, 18 (2), pp. 154-171.
Abstract: There is a widely held belief that banks may be discriminating against female business owners. This study was designed to explore the perceptions held by bank loan officers of male and female business owners, using Bourdieu's theory of practice and Kelly's personal construct methodology. The research literature might lead to an expectation that the characteristics of the business owners would be relatively homogenous but that men and women business owners would be construed differently (for example women might be seen to lack drive). However, the results demonstrate heterogeneity in the constructs held by bank loan officers, and a particular concern with the character of the business owner. Significant gender differences were observed in only 20 of the 325 constructs elicited from 35 bank loan officers. Female bank loan officers were as likely as male bank loan officers to draw gender distinctions between business owners. Detailed multivariate analyses confirmed no evidence of systematic gender differences in the constructs held by bank loan officers of business owners.
DOI Link: 10.1111/j.1467-8551.2006.00508.x
Rights: The publisher does not allow this work to be made publicly available in this Repository. Please use the Request a Copy feature at the foot of the Repository record to request a copy directly from the author; you can only request a copy if you wish to use this work for your own research or private study.
Notes: Sara Carter is now employed at the University of Strathclyde
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