Please use this identifier to cite or link to this item: http://hdl.handle.net/1893/1762
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dc.contributor.authorCarter, Saraen_UK
dc.contributor.authorShaw, Eleanoren_UK
dc.contributor.authorWing, Lamen_UK
dc.contributor.authorWilson, Fionaen_UK
dc.date.accessioned2013-06-09T06:15:25Z-
dc.date.available2013-06-09T06:15:25Zen_UK
dc.date.issued2007-05en_UK
dc.identifier.urihttp://hdl.handle.net/1893/1762-
dc.description.abstractPrevious research provides unequivocal evidence that women-owned businesses start with both lower levels of overall capitalization and lower ratios of debt finance. Structural dissimilarities between male-owned and female-owned businesses explain most, but by no means all, of these contrasting funding profiles. Explanations of residual differences, viewed in terms of supply-side discrimination or demand-side debt and risk aversion, remain controversial. Using experimental and qualitative methodologies, this study explores the role of gender in bank lending decisions, focusing on the criteria and processes used by male and female loan officers. Results reveal similarities in the criteria used to assess male and female applicants but show modest differences in the emphasis given to certain criteria by male and female lending officers. The processes used by male and female lending officers to negotiate loan applications revealed the greatest differences.en_UK
dc.language.isoenen_UK
dc.publisherWiley-Blackwell / Baylor Universityen_UK
dc.relationCarter S, Shaw E, Wing L & Wilson F (2007) Gender, Entrepreneurship, and Bank Lending: The Criteria and Processes Used by Bank Loan Officers in Assessing Applications. Entrepreneurship Theory and Practice, 31 (3), pp. 427-444. https://doi.org/10.1111/j.1540-6520.2007.00181.xen_UK
dc.rightsThe publisher does not allow this work to be made publicly available in this Repository. Please use the Request a Copy feature at the foot of the Repository record to request a copy directly from the author; you can only request a copy if you wish to use this work for your own research or private study.en_UK
dc.subjectSex discriminationen_UK
dc.subjectDiscrimination in commercial loansen_UK
dc.titleGender, Entrepreneurship, and Bank Lending: The Criteria and Processes Used by Bank Loan Officers in Assessing Applicationsen_UK
dc.typeJournal Articleen_UK
dc.rights.embargodate3000-01-01en_UK
dc.rights.embargoreason[etap_1811.pdf] The publisher does not allow this work to be made publicly available in this Repository therefore there is an embargo on the full text of the work.en_UK
dc.identifier.doi10.1111/j.1540-6520.2007.00181.xen_UK
dc.citation.jtitleEntrepreneurship Theory and Practiceen_UK
dc.citation.issn1540-6520en_UK
dc.citation.issn1042-2587en_UK
dc.citation.volume31en_UK
dc.citation.issue3en_UK
dc.citation.spage427en_UK
dc.citation.epage444en_UK
dc.citation.publicationstatusPublisheden_UK
dc.citation.peerreviewedRefereeden_UK
dc.type.statusVoR - Version of Recorden_UK
dc.author.emailsara.carter@strath.ac.uken_UK
dc.description.notesSara Carter is now employed at the University of Strathclydeen_UK
dc.contributor.affiliationUniversity of Strathclydeen_UK
dc.contributor.affiliationUniversity of Central Lancashireen_UK
dc.contributor.affiliationUniversity of Glasgowen_UK
dc.identifier.isiWOS:000245986900006en_UK
dc.identifier.wtid819063en_UK
dc.date.filedepositdate2009-11-05en_UK
Appears in Collections:Management, Work and Organisation Journal Articles

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