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Please use this identifier to cite or link to this item: http://hdl.handle.net/1893/10317
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dc.contributor.authorBlanchflower, Daviden_UK
dc.contributor.authorLevine, Phillip Ben_UK
dc.contributor.authorZimmerman, David Jen_UK
dc.date.accessioned2012-12-18T15:50:30Z-
dc.date.available2012-12-18T15:50:30Z-
dc.date.issued2003-11en_UK
dc.identifier.urihttp://hdl.handle.net/1893/10317-
dc.description.abstractWe use data from the 1993 and 1998 National Surveys of Small Business Finances to examine the existence of racial discrimination in the small-business credit market. We conduct an econometric analysis of loan outcomes by race and find that black-owned small businesses are about twice as likely to be denied credit even after controlling for differences in creditworthiness and other factors. A series of specification checks indicates that this gap is unlikely to be explained by omitted variable bias. These results indicate that the racial disparity in credit availability is likely caused by discrimination.en_UK
dc.language.isoenen_UK
dc.publisherMassachusetts Institute of Technology Press (MIT Press): Economics Titlesen_UK
dc.relationBlanchflower D, Levine PB & Zimmerman DJ (2003) Discrimination in the small-business credit market. Review of Economics and Statistics, 85 (4), pp. 930-943. https://doi.org/10.1162/003465303772815835en_UK
dc.rightsPublisher policy allows this work to be made available in this repository. Published in Review of Economics and Statistics, November 2003, Vol. 85, No. 4, Pages 930-943, © 2003 by President and Fellows of Harvard College and the Massachusetts Institute of Technology. The original publication is available at http://www.mitpressjournals.org/doi/abs/10.1162/003465303772815835en_UK
dc.titleDiscrimination in the small-business credit marketen_UK
dc.typeJournal Articleen_UK
dc.identifier.doi10.1162/003465303772815835en_UK
dc.citation.jtitleReview of Economics and Statisticsen_UK
dc.citation.issn1530-9142en_UK
dc.citation.issn0034-6535en_UK
dc.citation.volume85en_UK
dc.citation.issue4en_UK
dc.citation.spage930en_UK
dc.citation.epage943en_UK
dc.citation.publicationstatusPublisheden_UK
dc.citation.peerreviewedRefereeden_UK
dc.type.statusVoR - Version of Recorden_UK
dc.author.emaildavid.blanchflower@stir.ac.uken_UK
dc.contributor.affiliationEconomicsen_UK
dc.contributor.affiliationWellesley College, Massachusettsen_UK
dc.contributor.affiliationWilliams College, Massachusettsen_UK
dc.identifier.scopusid2-s2.0-0242426659en_UK
dc.identifier.wtid743674en_UK
dcterms.dateAccepted2003-11-30en_UK
dc.date.filedepositdate2012-12-12en_UK
rioxxterms.typeJournal Article/Reviewen_UK
rioxxterms.versionVoRen_UK
local.rioxx.authorBlanchflower, David|en_UK
local.rioxx.authorLevine, Phillip B|en_UK
local.rioxx.authorZimmerman, David J|en_UK
local.rioxx.projectInternal Project|University of Stirling|https://isni.org/isni/0000000122484331en_UK
local.rioxx.freetoreaddate2012-12-12en_UK
local.rioxx.licencehttp://www.rioxx.net/licenses/all-rights-reserved|2012-12-12|en_UK
local.rioxx.filenameBlanchflower_2003_Discrimination_in_the_Small-Business_Credit_Market.pdfen_UK
local.rioxx.filecount1en_UK
local.rioxx.source0034-6535en_UK
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